• Thu. Dec 1st, 2022

The best mobile banking apps of October 2021


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The best banking apps for October 2021

* Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, NA; FDIC members.

Choosing the right bank is an important decision. And if you frequently bank from your phone, you want to choose a bank with a powerful app.

The best banking apps have easy-to-use interfaces that make basic tasks easy: view your account balances, deposit checks, and contact customer service. With some apps, you can also do things like view your balance without logging in or track your credit score.

Here are our favorite banking apps right now:


large ally logo

Ally Bank, FDIC member

Apple | google play


bbt truist large bank logo

BB&T Truist Bank, FDIC member

Apple | google play


wide improvement logo


Apple | google play

A capital letter

uppercase large logo

A capital letter

Apple | google play

Charles Schwab

charles schwab logo large

Charles Schwab

Apple | google play

chase away

hunt wide logo

Chase Bank, FDIC member

Apple | google play


large chime logo


Apple | google play


discover the large logo

Discover Bank, FDIC member

Apple | google play

Huntington Bank

huntington large bank logo

Huntington Bank, FDIC member

Apple | google play


large sychrony logo

Banque Synchrony, FDIC member

Apple | google play


To pick our favorite banking apps, we only looked at apps with at least 5,000 reviews in Apple and Google Play stores. Then we narrowed it down to apps with good average ratings in both stores.

We have selected apps for banks that are available throughout much of the United States. This could mean that a bank has branches in multiple US states or operates online.

Our top picks have competitive products that set them apart from other institutions. For example, a bank may pay high interest rates, have tools to help you save money, or allow you to receive paychecks sooner.

Where applicable, we also looked at customer satisfaction rates on JD Power Investigations. The BB&T app had the highest customer satisfaction of any banking app surveyed, and Huntington’s app was the top ranked app for regional banks.

Frequently Asked Questions

What is a banking application?

Most major banking institutions have apps that you can download from Apple or Google Play Store. You will create a username or password. If you’ve used online banking on your web browser before, the login details are likely the same. The layout of the application should be similar to the layout of the browser.

With a banking app, you should be able to do basic things that you normally would in a bank: depositing checks, talking to a representative, and viewing your account balances.

Are banking apps free?

Most banking apps are free when you have an account with the bank. But keep in mind that the accounts themselves may incur fees.

Some banks charge a monthly service fee, unless you can waive it. You can also pay fees for overdrafting your account, using an off-network ATM, or using your debit card in a foreign country.

What do i need a banking app for?

At the very least, you should be able to use your banking app to check your account balances, transfer money between your own bank accounts, deposit paper checks with the app’s camera, and find the service’s contact details. customer.

Our best banking apps include even more robust features. When you think about what features you need, think about your banking habits.

  • Do you like to see all your financial information in one place? You might like to bank, invest, and open a credit card with the same company and track them all in one app. You may also want an app that displays your credit score.
  • Do you have an unusual work schedule or a busy life? Maybe you want an app with 24/7 live customer support.
  • Do you want help saving for your goals? Find an app with automatic savings tools or with savings compartments that allow you to organize your different goals.

Finally, keep an eye out for high yield savings accounts, low fees, or early direct deposit features when shopping for a banking app. You want the app to be associated with a bank that offers the products and features you want.


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